Uber Accidents and Legal Remedies: How to Pursue a Claim
Uber has changed the way we travel. With a simple tap on your smartphone, you can get a ride almost anywhere, simplifying the way we move around. Despite its convenience, risks still exist. Collisions can occur, and passengers could end up injured.
In this article, what kinds of injuries are most common in Uber accidents, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause a variety of injuries, especially during collisions or accidents. Some frequent injuries include:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Filing a website Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.